The Website is directed to those individuals and entities located in India. It is not directed to any person or entity in any jurisdiction where (by reason of nationality, residence, citizenship or otherwise) the publication or availability of the Website and its content, including its products and services, are unavailable or otherwise contrary to local laws or regulations. If this applies to you, you are not authorised to access or use any of the information on this Website. Fours Online Services Pvt Ltd makes no representation that the information, opinions, advice or other content on the Website (collectively, "Content") is appropriate or that its products and services are available outside India. Those who choose to access this Website from other locations do so at their own risk and are responsible for compliance with applicable local laws.
This website is merely providing an online interactive platform at which advisors from various fields provide advices to advice seekers on the basis of experience/knowledge/skill/ area of expertise/qualification. Advisors are not the employees of Fours Online Services Pvt Ltd. Advisors are just the registered users of the website advisome.com. You are only authorised to view, use, copy for your records and download small portions of the Content (including without limitation text, graphics, software, audio and video files and photos) of this Website for your informational, non-commercial use, provided that you leave all the copyright notices, including copyright management information, or other proprietary notices intact.
You may not store, modify, reproduce, transmit, reverse engineer or distribute a significant portion of the Content on this Website, or the design or layout of the Website or individual sections of it, in any form or media. The systematic retrieval of data from the Website is also prohibited.
The commercial use, reproduction, transmission or distribution of any information, software or other material available through the Website without the prior written consent of Fours Online Services Pvt Ltd is strictly prohibited.
The materials at this Site, as well as the organisation and layout of this site, are copyrighted and are protected by Indian and international copyright laws and treaty provisions. You may access, download and print materials on this Website solely for your personal and non-commercial use; however, any print out of this Site, or portions of the Site, must include Fours Online Services Pvt Ltd’s copyright notice. No right, title or interest in any of the materials contained on this Site is transferred to you as a result of accessing, downloading or printing such materials. You may not copy, modify, distribute, transmit, display, reproduce, publish, license any part of this Site; create derivative works from, link to or frame in another website, use on any other website, transfer or sell any information obtained from this Site without the prior written permission of Fours Online Services Pvt Ltd.
Except as expressly provided under the "Scope of Use" Section above, you may not use, reproduce, modify, transmit, distribute, or publicly display or operate this Website without the prior written permission of Fours Online Services Pvt Ltd. You may not use a part of this Website on any other Website, without Fours Online Services Pvt Ltd’s prior written consent.
Fours Online Services Pvt Ltd respects the intellectual property rights of others and expects our Users/ users to do the same. The policy of Fours Online Services Pvt Ltd is to terminate the accounts of repeat copyright offenders and other users who infringe upon the intellectual property rights of others. If you believe that your work has been copied in a way that constitutes copyright infringement, please contact us at firstname.lastname@example.org
You may not link to this Website without Fours Online Services Pvt Ltd’s written permission. If you are interested in linking to this Website, please contact email@example.com.
* Advisor must be an Indian citizen and to give advice, Advisor must have required Qualifications certificates validated by competent certified authority and should have practice licence wherever required as per Indian rules, reuglations and legal standards.
a) Advisor payment Process
The price of advice to be decided by the Advisor. Advisor can keep advices free as well as paid. Its totally the discretion/choice of Advisor.
Quester will pay for the advice if it is a paid advice. #.
Quester will get the advice free if its put free by the Advisor#.
Clause-1) If Quester gives star rating 5 , then 85%(Advisor)/15%(advisome user charges) will be shared from the paid fees, excluding the service tax , if any ( please provide quality advice to get maximum star rating)*
Clause-2) If Quester gives star rating 4, then 84%(Advisor)/16%(advisome user charges) will be shared from the paid fees, excluding the service tax , if any ( please provide quality advice to get maximum star rating)*
Clause-3) If Quester gives star rating 3, then 83%(Advisor)/17%(advisome user charges) will be shared from the paid fees, excluding the service tax , if any ( please provide quality advice to get maximum star rating)*
Clause-4) If Quester gives star rating 2, then 81%(Advisor)/19%(advisome user charges) will be shared from the paid fees, excluding the service tax , if any ( please provide quality advice to get maximum star rating)*
Clause-5) If Quester gives star rating 1, then 80%(Advisor)/20%(advisome user charges) will be shared from the paid fees, excluding the service tax , if any ( please provide quality advice to get maximum star rating)*
Clause-6) If by Quester no star rating given, that star rating will be considered as 3 automatically, then 83%(Advisor)/17%(advisome user charges) will be shared from the paid fees, excluding the service tax , if any ( please provide quality advice to get maximum star rating)*
Clause-7) If no response is given by Quester i.e. if Quester do not give star rating or feedback & does not close the query session with in 7 days of satisfactory reply by Advisor, Advisor should contact Quester to close the query session for the payment to be done & shared, otherwise query will be closed automatically with a star rating of 3, after a period of 10 days.
Clause-8) If Advisor does not give any response with in 3 days after payment by Quester & agreement by Advisor to provide a reliable solution(and the same cycle is followed at every comment by Quester), the query will be cancelled automatically and payment will be refunded back to the Quester but the payment gateway surcharges will be charged from from Advisor, if any.
*Please note- The total fees charged for advice will also include various taxes as per government rules and regulations plus www.advisome.com user fee charge. Advisor need to pay taxes as per taxation rules & TDS(10% if PAN number provide & 20% if PAN number not provided) will be deducted as and when required as per government taxation policies, applicable at that time. The advisome user fee subject to change anytime & any additional charges may be levied upon in due course of time. Initially site maintenance charge is free upto 31,Dec,2015.Further same rates may continue or may be changed( increased or decreased),to be updated on 1/1/2016. Advisome User fees Applicable to Advisors only. For Star ratings the lower value is taken for payment share decision, for instance 1.5 star is taken as 1star, 2.5 star is taken as 2 star and so on. We directly transfer the earnings into the bank account number provided by Advisor at the time of profile completion. Please provide a genuine account number only. We follow the monthly schedule of payments and transfer the earnings into your account on 10th of every month. Advisor will also follow and abide by all the discount offers, coupens, promotional schemes of advisome.com. #The fees for advice can be changed by Advisor anytime. But Advisor is liable to provide the reliable solution to Quester at the same fees which once charged initially.The changed fees will be applicable to only those consultations which are taken after the changed fees.
In case of any discrepancy put up a mail at: firstname.lastname@example.org
Advisome.com always tries to provide full satisfaction to Questers by providing reliable, up-to-date & genuine advices via expert Advisors. We strive hard to keep Questers fully satisfied with our services. But if, by chance, there is no response from the Advisor even after 3 days of putting the query by the Quester, a refund process will be be initiated and after verification we guarantee a full refund of the amount paid for the advice. Advisor should try to provide quick response to the query with in the scheduled time so that automatic refund phenomenon does not take place..
In case of any discrepancy put up a mail at: email@example.com
b) Quester payment for advice
Quester- the person who is interested in taking an advice from advisor.
The fees for the advice to be decided by the advisor. Advisor can keep advices free as well as paid. Its totally the discretion/choice of the advisor.
Questor will pay for the advice if its chargeable#.
Questor will get the advice free if its put free by the advisor#.
If Advisor does not give any response with in 3 days after payment by Quester & agreement by Advisor to provide a reliable solution(and the same cycle is followed at every comment by Quester), the query will be cancelled automatically and payment will be refunded back to the Quester The amount paid by Quester also includes all the taxes applicable by government laws & regulation as per taxation policy. # The fees for advice can be changed by Advisor anytime. But Advisor is liable to provide the reliable solution to Quester at the same fees which once charged initially.The changed fees will be applicable to only those consultations which are taken after the changed fees.
Advisome.com always tries to provide full satisfaction to Questers by providing reliable, up-to-date & genuine advices via expert advisors. We strive hard to keep Questers fully satisfied with our services. But if, by chance, there is no response from the advisor even after 3 days of putting the query by the Quester, a refund process will be be initiated and after verification we guarantee a full refund of the amount paid for the advice. So there is no need to worry and you can take advices without any apprehensions regarding payments.
In case of any discrepancy put up a mail at: firstname.lastname@example.org
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You represent that you are a resident of India.
The information available on the Website is intended to be a general information resource regarding the matters covered, and is not tailored to your specific circumstance. You should not construe this as legal, accounting or other professional advice. This Website is not intended for use by minors. YOU SHOULD EVALUATE ALL INFORMATION, OPINIONS AND ADVICE AVAILABLE ON THIS WEBSITE IN CONSULTATION WITH YOUR INSURANCE SPECIALIST, OR WITH YOUR LEGAL, TAX, FINANCIAL OR OTHER ADVISOR, AS APPROPRIATE.
You are solely responsible for your interactions with other Users. Fours Online Services Pvt Ltd reserves the right, but has no obligation, to monitor disputes between you and other Users.
If you make any submission to an area of the Website accessed or accessible by the public (“Public Area”) or if you submit any business information, idea, concept or invention to Fours Online Services Pvt Ltd by email, you automatically represent and warrant that the owner of such content or intellectual property has expressly granted Fours Online Services Pvt Ltd a royalty-free, perpetual, irrevocable, world-wide nonexclusive license to use, reproduce, create derivative works from, modify, publish, edit, translate, distribute, perform, and display the communication or content in any media or medium, or any form, format, or forum now known or hereafter developed. Fours Online Services Pvt Ltd may sublicense its rights through multiple tiers of sublicenses. If you wish to keep any business information, ideas, concepts or inventions private or proprietary, you must not submit them to the Public Areas or to Fours Online Services Pvt Ltd by email. We try to answer every email in a timely manner, but are not always able to do so.
Some of the forums (individual bulletin boards and posts on the social network, for instance) on the Website are not moderated or reviewed. Accordingly, Users will be held directly and solely responsible for the content of messages that are posted. While not moderating the forums, the Site reviewer will periodically perform an administrative review for the purpose of deleting messages that are old, have received few responses, are off topic or irrelevant, serve as advertisements or seem otherwise inappropriate. Fours Online Services Pvt Ltd has full discretion to delete messages. Users are encouraged to read the specific forum rules displayed in each discussion forum first before participating in that forum.
Fours Online Services Pvt Ltd reserves the right (but is not obligated) to do any or all of the following:
Fours Online Services Pvt Ltd reserves the right to take any action it deems necessary to protect the personal safety of our guests or the public. Fours Online Services Pvt Ltd has no liability or responsibility to users of the Fours Online Services Pvt Ltd Website or any other person or entity for performance or non-performance of the aforementioned activities.
All information relating to or disclosed by any party in connection with the arbitration of any disputes hereunder shall be treated by the parties, their representatives, and the arbitrator as proprietary business information. Such information shall not be disclosed by any party or their respective representatives without the prior written authorisation of the party furnishing such information. Such information shall not be disclosed by the arbitrator without the prior written authorisation of all parties. Each party shall bear the burden of its own counsel fees incurred in connection with any arbitration proceedings.
Judgment upon the award returned by the arbitrator may be entered in any court having jurisdiction over the parties or their assets or application of enforcement, as the case may be. Any award by the arbitrator shall be the sole and exclusive remedy of the parties. The parties hereby waive all rights to judicial review of the arbitrator's decision and any award contained therein.
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The Services are not available to minors under the age of eighteen (18) or to any Users suspended or removed from advisome.com system by advisome.com for any reason whatsoever. If You do not conform to the above qualification, You shall not be permitted to avail of the Services or use the Website. You represent that You are of legal age to form a binding contract and are not a person barred from receiving services under the laws as applicable in India. Notwithstanding the foregoing, if You are below the age of eighteen (18) years, You may avail the Services provided by advisome.com through Your legal guardian in accordance with the applicable laws.Advisome.com reserves the right to refuse access to use the Services offered at the Website to new Users or to terminate access granted to existing Users at any time without according any reasons for doing so.
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Fours Online Services Pvt Ltd does not warrant that the functions contained in the service provided by the Website will be uninterrupted or error-free, that defects will be corrected or that this service or the server that makes it available will be free of viruses or other harmful components.
You may not:
You shall notify Fours Online Services Pvt Ltd of any known or suspected unauthorised use(s) of your Account, or any known or suspected breach of security, including loss, theft, or unauthorised disclosure of your password. You shall be responsible for maintaining the confidentiality of your password.
Any fraudulent, abusive, or otherwise illegal activity may be grounds for termination of your Account, at Fours Online Services Pvt Ltd ’s sole discretion, and you may be reported to appropriate law-enforcement agencies.